We recommend these policies for anyone who owns their own home. In a major claim or lawsuit, your home, retirement funds, investments, and even future earnings may be targeted so we recommend having liability coverage that matches your total net worth. These policies are written in increments of $1 Million.

For the amount of coverage offered, these policies are surprising affordable. Some companies even offer additional multi policy discounts when you purchase  an umbrella policy with them so please be sure to ask your agent about this coverage. 

An umbrella policy can provide protection for all of the members of your household and properties in your possession. In order to make sure you are fully protected, be sure to tell your agent about all members of your household, all vehicles in your possession, and any properties that own in or out of the state. 

An umbrella policy will provide additional liability coverage beyond the limits of your underlying auto and homeowners policies. Each carrier offers slightly different umbrella policies so be sure to review the policy language on your umbrella.